Comprehensive Guide: Understanding EyeMed Vision Insurance Plans in Tennessee

EyeMed Vision Insurance Guide for Tennessee Employees

Introduction:

Welcome to the comprehensive guide on EyeMed's vision insurance plans offered by the state of Tennessee. As an employee, you have two options with different levels of coverage and benefits Basic Plan and Expanded Plan tlored to meet your unique visual health needs.

Basic Plan Overview:

The Basic Plan provides:

• A routine eye exam annually at a $10 copayment.

• Varying allowances for eyeglass frames and contact lenses every two years.

You are responsible for paying any costs above the allowance amount, which includes co-pays or amounts that exceed the plan's coverage.

Expanded Plan Overview:

The Expanded Plan offers:

• Free routine eye exams annually without requiring a copayment.

• Higher allowances than the Basic Plan for eyeglass frames and other vision care services.

You may have to pay additional costs above these allowances, which typically consist of co-pays or out-of-pocket expenses.

Benefits Shared Across Both Plans:

Both plans guarantee:

• A routine eye examination each calar year.

• A choice between eyeglass lenses or contact lenses annually.

• Access to low vision evaluations and ds every two years.

Additional Benefits in Expanded Plan:

In addition to the above, the Expanded Plan offers:

• Free routine annual exams.

• Greater allowances for various vision care services compared to the Basic Plan.

Important Detls to

Please that specifics regarding benefits, conditions, limitations, exclusions, provisions, and any discrepancies between this information and your Certificate of Insurance will be found within your insurance documents. The certificate serves as the definitive source of policy detls and governs in case of conflicting information.

To stay informed about your coverage options, visit eyemed.comstateoftn for more information on discounts, offers, and additional resources.

Get Your EyeMed Handbook:

For detled descriptions including allowances, copays, and potential discounts avlable under both plans, refer to the publications section on our website, focusing on vision insurance.

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At TN.gov, we strive to provide you with accessible and comprehensive guidance about your health benefits. Should you have any questions or need further assistance regarding EyeMed Vision Insurance plans in Tennessee, feel free to reach out to us via 615-741-3590 or toll-free at 800-253-9981 during office hours.

For more updates and resources on this topic, visit our website's dedicated sections for health carrier information, COBRA guidelines, dental care benefits, vision insurance detls, and more. Together with EyeMed Vision Insurance, we m to empower you to make informed decisions about your visual health coverage.

Happy reading, and stay tuned for further updates!

If there are any discrepancies between this document and the official EyeMed Vision Basic and Expanded Plan Certificates of Insurance, please refer to those documents as they provide definitive explanations regarding benefits, limitations, exclusions, conditions, and provisions.

This guide is inted to be a summary of EyeMed's vision insurance plans offered by Tennessee State. The actual certificate of insurance will govern any discrepancies found in the summary versus the detled policy document. We encourage you to thoroughly review these documents for accurate information about your coverage options.

We are committed to providing transparent and inclusive services, so please don't hesitate to contact us for further assistance or inquiries regarding our health benefits program at TN.gov.
This article is reproduced from: https://www.tn.gov/partnersforhealth/other-benefits/vision.html

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